Your situation is unique. How you deal with your debts depends on a number of issues, including the amount of debt you have, your income, and your assets. It’s possible that bankruptcy might not be your best choice. But for many, it’s a safe and affordable legal option for managing or even eliminating debt.
Manage Your Debt Effectively
Perhaps the most immediate benefit of filing for bankruptcy is that it stops all collection action against you. If you have been getting calls from creditors, they must stop and can only communicate with you through your attorney. Generally, your home will be exempted from liquidation, even under Chapter 7 Bankruptcy, depending on the amount of equity you have in it. The most obvious benefit of bankruptcy is that it’s a means of managing and eliminating debt. Medical bills, credit card bills, and more can be discharged — in the case of a Chapter 7 filing, this can be done in approximately 5 months; under a Chapter 13 repayment structure, it takes three to five years, depending on your income. Because some of your debts are discharged in the bankruptcy process, your credit score can be improved by filing.
Call us for a
FREE initial consultation.
The attorney at Elizabeth A. Bartlow Attorney At Law will help you decide whether
Chapter 7 Bankruptcy or
Chapter 13 Bankruptcy
makes sense for you. Call us today for your free initial no pressure consultation. Attorney Bartlow wants you to get a fresh start.
About Elizabeth Bartlow
Attorney Elizabeth A. Bartlow has been in business for over 20 years. She is a featured attorney for bankruptcy through Avvo with a rating of 7.2.
Get in touch with her today regarding your legal needs.
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We are debt relief agency. We help people file for reliefunder the Bankruptcy Code.